The Phone Struggle My wife is amazing. Over the past six years, I have been attempting to upgrade my wife’s phone situation. She used to have a pebble phone that couldn’t keep unlimited text messages, so she’d stress out when trying to figure out which messages to keep or delete. Since we were dating, the […]
This post will be a little different. As a tribute to military veterans, we’ve asked my parents to give insight on their military experiences and how it affected their relationship with money. You’ll learn a thing or two about me (Tiffany), and probably a little bit about yourself, too. Enjoy. About My Parents My mother […]
The time we’ve all been waiting for is here! No, we’re not talking about Christmas shopping this time. It’s time to fall back! Yes! That means 1 more hour of sleep, 1 more hour of TV, 1 more hour of (you fill in the blank). It’s tempting to take that extra hour for granted, but […]
Yea, I know. Christmas talk already?! The time has come for Christmas trees and decorations, at least for retailers. You’re probably tempted to buy already, so why not prepare now? If you’re like me, your decision to buy Christmas gifts largely depends on your mood leading up to Christmas. Some years we buy gifts, other times […]
In case you missed it, here’s our final debt free video! Our initial debt free video was in 2016 after paying off $112,000 in student loan and credit card debt within 28 months. Our most recent video is for selling our rental property – a $178,000 relief! Now, we know some of you are thinking […]
This week’s blog is a little different in that we won’t talk just about money, but about investing in your physical and spiritual health. A long-term friend of mine, Christopher Roberts*, passed away on Tuesday at the tender age of 31. He was diagnosed with Stage IV colon cancer two years ago and had aggressively […]
Worth Misassociated How many times have we heard people say of famous or rich people, “What is their net worth?” or that they are “worth” a certain dollar amount as a way to measure that person’s importance? These statements or questions give value to the person based on money, not actual self-worth. How has society come from […]
Being on a budget doesn’t mean “no money” and “no fun”. Remember, a budget just helps you see where your money is going or will go. If you’re like us, having fun every month is inevitable, but this doesn’t mean you have to spend a whole lot of money or spend at all. There are […]
Know Your Money – Budgeting This is the last part of our series on preparing for life after college. Part I covered knowing your income followed by knowing your debt. We will now cover knowing your budget. Knowing your budget begins with understanding that your income minus expenses must equal zero. This is called a zero-based budget. We […]
This is Part 2 of our series on preparing for life after college. Our first article discussed knowing your income. Now we will discuss knowing your debt. Know Your Debt Did you take out any debt? What kind? Even if you are a co-signer, we encourage you to know that amount just in case the other borrower doesn’t […]