Waiting for the Buy

The Phone Struggle My wife is amazing. Over the past six years, I have been attempting to upgrade my wife’s phone situation. She used to have a pebble phone that couldn’t keep unlimited text messages, so she’d stress out when trying to figure out which messages to keep or delete. Since we were dating, the […]

What Will You Do With Your Extra Hour?

The time we’ve all been waiting for is here! No, we’re not talking about Christmas shopping this time. It’s time to fall back! Yes! That means 1 more hour of sleep, 1 more hour of TV, 1 more hour of (you fill in the blank). It’s tempting to take that extra hour for granted, but […]

3 Ways to Save Money for Christmas

Yea, I know. Christmas talk already?! The time has come for Christmas trees and decorations, at least for retailers. You’re probably tempted to buy already, so why not prepare now? If you’re like me, your decision to buy Christmas gifts largely depends on your mood leading up to Christmas. Some years we buy gifts, other times […]

Invest In Your Health

This week’s blog is a little different in that we won’t talk just about money, but about investing in your physical and spiritual health. A long-term friend of mine, Christopher Roberts*, passed away on Tuesday at the tender age of 31. He was diagnosed with Stage IV colon cancer two years ago and had aggressively […]

4 Steps To Saving For A Rainy Day

We have a problem in this society.  A recent report from MSN stated that 46% of American cannot handle an unexpected expense (emergency) of $400.  REALLY???  It went on to say that the cure is not a budget because a budget does not account for variable expenses especially those that amount to $400 or more. […]

Winning the Money Game: Budgeting 101

We want to help you thrive above all else and get off the struggle bus. There are technical tools to handle money but that is not the only component to achieving success. As in any sport or challenge, it is not all muscle and mechanics – there is a mental aspect. The same goes for […]

Be Cool or Be Broke?

The new generation iPhone is coming out soon. Hecka expensive…like $1,000 expensive (bought out right). But most won’t do that. Most will go with the payment options. Which is a cool way to get what you want now while paying over time. I gotcha. However!!! I find it interesting that most people aren’t prepared for […]

Everything Has A Cost! But Not Everything Requires Your Wallet.

To live in this world requires money.  Some people don’t want your money they just want your presence. One day my wife and I were selling and moving into to a new home.  Like most young people we can not afford two men and a truck, but an SUV and many friends.  So we asked friends […]

What Do You Want In Life? – YOLO

Lost What do you want in life? Too many times us young folk say that we deserve this now; we living the YOLO life. Well, it’s cool to get the benefits but what we do not realize and what I did not realize is that every decision has a cause and effect: an item sacrificed. […]