The Phone Struggle My wife is amazing. Over the past six years, I have been attempting to upgrade my wife’s phone situation. She used to have a pebble phone that couldn’t keep unlimited text messages, so she’d stress out when trying to figure out which messages to keep or delete. Since we were dating, the […]
The time we’ve all been waiting for is here! No, we’re not talking about Christmas shopping this time. It’s time to fall back! Yes! That means 1 more hour of sleep, 1 more hour of TV, 1 more hour of (you fill in the blank). It’s tempting to take that extra hour for granted, but […]
Worth Misassociated How many times have we heard people say of famous or rich people, “What is their net worth?” or that they are “worth” a certain dollar amount as a way to measure that person’s importance? These statements or questions give value to the person based on money, not actual self-worth. How has society come from […]
Being on a budget doesn’t mean “no money” and “no fun”. Remember, a budget just helps you see where your money is going or will go. If you’re like us, having fun every month is inevitable, but this doesn’t mean you have to spend a whole lot of money or spend at all. There are […]
Know Your Money – Budgeting This is the last part of our series on preparing for life after college. Part I covered knowing your income followed by knowing your debt. We will now cover knowing your budget. Knowing your budget begins with understanding that your income minus expenses must equal zero. This is called a zero-based budget. We […]
We have a problem in this society. A recent report from MSN stated that 46% of American cannot handle an unexpected expense (emergency) of $400. REALLY??? It went on to say that the cure is not a budget because a budget does not account for variable expenses especially those that amount to $400 or more. […]
We want to help you thrive above all else and get off the struggle bus. There are technical tools to handle money but that is not the only component to achieving success. As in any sport or challenge, it is not all muscle and mechanics – there is a mental aspect. The same goes for […]