Waiting for the Buy

The Phone Struggle My wife is amazing. Over the past six years, I have been attempting to upgrade my wife’s phone situation. She used to have a pebble phone that couldn’t keep unlimited text messages, so she’d stress out when trying to figure out which messages to keep or delete. Since we were dating, the […]

5 Reasons We Don’t Like Debt

In case you missed it, here’s our final debt free video! Our initial debt free video was in 2016 after paying off $112,000 in student loan and credit card debt within 28 months. Our most recent video is for selling our rental property – a $178,000 relief! Now, we know some of you are thinking […]

You Aren’t What You’re Worth

Worth Misassociated How many times have we heard people say of famous or rich people, “What is their net worth?” or that they are “worth” a certain dollar amount as a way to measure that person’s importance?  These statements or questions give value to the person based on money, not actual self-worth. How has society come from […]

10 Ways To Have Fun On A Budget

Being on a budget doesn’t mean “no money” and “no fun”. Remember, a budget just helps you see where your money is going or will go. If you’re like us, having fun every month is inevitable, but this doesn’t mean you have to spend a whole lot of money or spend at all. There are […]

How To Prepare For The Real World After College – Part 3 (Budgeting)

Know Your Money – Budgeting This is the last part of our series on preparing for life after college. Part I covered knowing your income followed by knowing your debt. We will now cover knowing your budget. Knowing your budget begins with understanding that your income minus expenses must equal zero. This is called a zero-based budget. We […]

4 Steps To Saving For A Rainy Day

We have a problem in this society.  A recent report from MSN stated that 46% of American cannot handle an unexpected expense (emergency) of $400.  REALLY???  It went on to say that the cure is not a budget because a budget does not account for variable expenses especially those that amount to $400 or more. […]

Winning the Money Game: Budgeting 101

We want to help you thrive above all else and get off the struggle bus. There are technical tools to handle money but that is not the only component to achieving success. As in any sport or challenge, it is not all muscle and mechanics – there is a mental aspect. The same goes for […]

Be Cool or Be Broke?

The new generation iPhone is coming out soon. Hecka expensive…like $1,000 expensive (bought out right). But most won’t do that. Most will go with the payment options. Which is a cool way to get what you want now while paying over time. I gotcha. However!!! I find it interesting that most people aren’t prepared for […]

Everything Has A Cost! But Not Everything Requires Your Wallet.

To live in this world requires money.  Some people don’t want your money they just want your presence. One day my wife and I were selling and moving into to a new home.  Like most young people we can not afford two men and a truck, but an SUV and many friends.  So we asked friends […]