Waiting for the Buy

The Phone Struggle My wife is amazing. Over the past six years, I have been attempting to upgrade my wife’s phone situation. She used to have a pebble phone that couldn’t keep unlimited text messages, so she’d stress out when trying to figure out which messages to keep or delete. Since we were dating, the […]

10 Ways To Have Fun On A Budget

Being on a budget doesn’t mean “no money” and “no fun”. Remember, a budget just helps you see where your money is going or will go. If you’re like us, having fun every month is inevitable, but this doesn’t mean you have to spend a whole lot of money or spend at all. There are […]

4 Steps To Saving For A Rainy Day

We have a problem in this society.  A recent report from MSN stated that 46% of American cannot handle an unexpected expense (emergency) of $400.  REALLY???  It went on to say that the cure is not a budget because a budget does not account for variable expenses especially those that amount to $400 or more. […]

Be Cool or Be Broke?

The new generation iPhone is coming out soon. Hecka expensive…like $1,000 expensive (bought out right). But most won’t do that. Most will go with the payment options. Which is a cool way to get what you want now while paying over time. I gotcha. However!!! I find it interesting that most people aren’t prepared for […]